I'm back. Still not 100% due to the crappiest nights sleep, but thats why they invented coffee, red bull and diet coke. Anyways about the title. My friend and I have decided that it's about that time to maybe be an adult and pay off our debts. This came about not long after I read an article about what living at poverty actually meant. The income for a family of 4 living at poverty is $22,350. I can barely afford myself, one person, and I make more than that! I cannot imagine trying to provide for a family on that income or imagine what it would be like to grow up living in poverty. Don't get me wrong this is not an attempt to make you feel bad for having money or spending it however you like. I work hard for every dollar I make, I'm not about to apologize for it. The stats are just what made me open my eyes that I have been wasting my money so foolishly. If a family can somehow get by on less than what I make a year there is no way I should be where I am with my finances.
I don't ever see myself buying a home because as previously stated I enjoy nothing about home ownership, but I will eventually need a new car. I'd like to start throwing more money into my 401K, and I'd like to create a nice savings so that I won't have to rely on credit cards in the event of something unforeseen. This will probably have some impact on my many random travels and shenanigans, but I'm hoping not much. I'll just have to get creative and who knows where my creativity will lead me. Oh and random, I found out today that my mom and her bf now have a house in Florida. So it's like I became a rich girl....who is actually not rich at all and poor with student loan debts and fashion related debts. However, this means I get to spend my bday not in snowy Iowa but in sunny Florida so woooooo!!!!!!!!!!
Pretty sure thats what the house looks like. I have that whole section on the left. If you're lucky, you'll get an invite to come party with me ;)